Ahmed Saidov VTB Biography

Ahmed Saidov: “Address help is needed, more important and more effective”, September 07 Views: the basis of the well -being of both a separate family and society as a whole - competent financial management. It boils down not only to reduce excess expenses, it is also important to find opportunities for additional income. One of the tools here may be financial support from the state and large companies.

The editors of the Chechnya Today news agency, together with the VTB manager in the Chechen Republic Ahmed Saidov, figured out what steps in this direction are banks, what are the conditions of preferential mortgage for large parents and how the bank helps representatives of the older generation. In June, VTB announced the launch of a new strategic initiative "Family Capital".

What does it give to the residents of the region? In the current conditions, for us as a socially oriented bank, profit is no longer considered the main goal. In the first place today comes help to customers who especially need this. Moreover, different stages of the life of any family are “painted” in its own way, and VTB intends to provide possible assistance on each of them: from the birth of a child to paying a pension.

This is what became the basis of our new family capital strategy. The word "family" here, in fact, is the main thing: families can count on comprehensive service in VTB. And it is not only about obtaining financial and public services, including in digital format. Along with them, the bank provides various support measures - financial and intangible, which allow our customers to count on real help in resolving certain life issues.

What help from the bank can count families with children? For our state, the support of families, especially large children, is an unconditional priority. The bank not only helps to quickly deliver financial state lines to those who have the right to receive it, but for their part, they realize an additional set of families to support families, which especially need it. And we see how much they are in demand with us - after all, the Chechen Republic historically in Russia is the leader in the birth rate.

It is important that our new strategy includes both financial and intangible support measures. So, upon admission to the VTB card, the first payment of children's benefits from the state, the family will receive an additional rubles from the bank. The funds will be credited within a month following when the payment took place. This also applies to a new allowance for children from 8 to 17 years old, which appeared last spring.

This year, the bank has already allocated million rubles in the country to this type of support for parents. What needs to be done to issue such a payment from the state? We made sure that the procedure for registering benefits for our customers was as comfortable and operational as possible. The new functionality of the Center for Social Payments in VTB online allows not only to check if there are measures for state support for a particular family.

From there you can move on a direct link to the corresponding section of the public service portal, where it is enough to fill out the desired form of the application for the payment of benefits. Moreover, the applicant no longer needs to indicate the details of the card to receive the payment - danai will be loaded automatically. In addition, the client can go through VTB online to the form through which information is transmitted about a single account for receiving all the assigned state payments.

Now the list of such proactive state -names is expanding. And what did you mean by intangible measures to support families? These are, among other things, different insurance programs. In particular, parents who are first credited to the Mir card for children's social payments, VTB will connect free insurance of their accounts and cards from fraudsters, and all their minor children - insurance from cancer at the expense of the bank.

Insurance covers medical accompaniment and providing drugs with a sick child. It also provides for transportation costs, the search for a doctor and clinic for the necessary operation, up to the transplantation of bone marrow and the search for a donor. The maximum insurance coating is 6 million rubles for treatment and 37.5 million rubles for complex operations. Such insurance can save the life of the child and the budget of his parents.

But do you reduce these programs taking into account the current situation? In no case. Moreover, the other day we supplemented the mentioned insurance for children with protection in case of critical cardiopolites, including congenital heart disease. This is without exaggeration a unique story for the market. Typically, such diseases are not even included in paid insurance products. In addition, this year, at the expense of the bank, we insured more than 50 thousand children throughout Russia during our stay in the children's health camp.And since August 25, VTB customers when buying tours as part of a state program of tourist cashback at Mir Card, at its own expense, draws up insurance from accidents for the whole family for all the time for traveling in Russia in the Chechen Republic, the percentage of large families is traditionally high, and the issue of improving housing conditions is especially relevant for them.

A mortgage often helps to solve it. Is there special conditions for them in VTB? Indeed, when the family grows and the second, third child appears, many think about the expansion of the living space. But not everyone is decided on a mortgage, fearing that payments for it can lead to tension in the family budget. Families with three or more children who purchase real estate in the primary market can use preferential conditions.

The proposal is relevant, by the way, for those who adopted the child. The only thing is at least one of the parents should receive a salary for VTB. The program is valid until the end of the year. And within the framework of it, residents of Chechnya can count on credit funds in the amount of up to 6 million rubles. Borrowers, by the way, will receive non -financial support from VTB: for all children, the bank will issue insurance for free of cancer and cardioli.

The same as I said, we make out for families-recipients of children's payments. It covers the costs of treating the newly identified diseases of the “turnkey” child. What measures of support under the Family Capital initiative did the bank prepare for the older generation? As a rule, pensioners are anxious about any opportunity to increase savings. This is comparable with the current profitability of classical deposits, but there is an opportunity to freely manage money.

We offer pensioners without a commission to withdraw funds from the card, even in third -party ATMs. Those who, until November 30, inclusively submit an application for the transfer of a pension in VTB, can count on additional payment from a bank in the amount of 1 thousand rubles. And the bank will pay thousands of rubles to each thousandth client, who will receive the first pension payment during this period.

Such assistance from the bank will go to the accounts of pensioners from December 15 to 31. There is another point. It is no secret that the older people are more trusting, and therefore are extremely vulnerable to the swindlers, sometimes losing their accumulations. To prevent the consequences from the implementation of such “scenarios”, the bank insures their accounts and cards in case of fraudulent actions.

In my opinion, this is a very relevant measure in the framework of the Family Capital strategic initiative. When copying materials, the link to the site is required